Has The Saturation Point For Under-26 Coverage Been Reached?
Has one of the health law’s most popular benefits 鈥� the provision that allows children to stay on their parents鈥� insurance up to age 26 鈥撀爃it a plateau? A recent survey suggests this might be case.

According to a聽,聽the uninsured rate among 18- to 25-year-olds has leveled off around 24 percent since early 2011.
The under-26 provision took effect in September 2010, and, at the time,聽a Gallup聽poll estimated the uninsured rate at 28 percent. That number聽dropped 4 percentage points聽in the following six months and has hovered聽around 24 percent in five consecutive polls.
鈥淣ow that the policy is in full force, enrollment is holding steady,鈥� an Obama administration official who聽insisted on anonymity聽wrote in an e-mail to Kaiser Health News. 聽鈥淏ut that doesn鈥檛 mean that the benefits for young people have ended nor that we won鈥檛 seek to cover even more uninsured, young adults.鈥�
The Department of Health and Human Services did not publish estimates for how big a dent would be made in the young adult uninsured rate when it released the under-26聽final rule in May聽2010. The administration did, however, project聽that between 700,000 and 2.1 million聽dependents would gain coverage in 2011.聽By last June, though, just half way into the year,聽, according to a government survey.
But in its latest聽analysis,聽Gallup said the health law’s benefit 鈥渕ay have reached a saturation point.鈥�
鈥淭his may be because all or most of those who qualify and have an interest in taking advantage of the provision have already done so,鈥� wrote Gallup鈥檚 Elizabeth Mendes. 鈥淥r, it could be that only those who are most informed have taken part and many others are still unaware of this provision.鈥�
HHS plans to increase awareness of the option during the spring聽graduation season, when many students lose the insurance coverage they had as a student, the department official said.
As for further significant decreases in the uninsured rate, , said Sara Collins, a vice president of the Commonwealth Fund. That year,聽the health law — assuming it is not overturned by the Supreme Court — would expand Medicaid to include adults below 133 percent of the federal poverty line. The government would also begin providing subsidies for private insurance through state-run health insurance exchanges. Combined, these provisions could affect聽millions more young adults, according to the Commonwealth Fund.