A Guide to Long-Term Care Insurance
Deciding when, or whether, to buy long-term care insurance can be complex. Here鈥檚 what to know.
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Deciding when, or whether, to buy long-term care insurance can be complex. Here鈥檚 what to know.
The private insurance market has proved wildly inadequate in providing financial security for millions of older Americans, in part by underestimating how many policyholders would use their coverage.
At $1,000 a night for a private room, medical centers are offering fancy food and casting health care as a 鈥渏ourney.鈥 Instead of creature comforts, how about helping us feel better?
The state canceled Beverly Likens鈥 coverage 鈥 days before surgery 鈥 without considering other ways she qualified for Medicaid, which experts say violated federal regulations.
Convenient as it may be, beware of getting your blood drawn at a hospital. The cost could be much higher than at an independent lab, and your insurance might not cover it all.
The add-ons pile up: $93 for medications, $50 for cable TV. Prices soar as the industry leaves no service unbilled, out of reach for many families.
The facilities can look like luxury apartments or modest group homes and can vary in pricing structures. Here鈥檚 a guide.
Social Security has been overpaying recipients for years, then demanding the money back, leaving people with bills for up to tens of thousands of dollars or more.
California鈥檚 Medicaid program is making it easier for people with diabetes to obtain the supplies and equipment they need to manage their blood sugar, partly by relaxing preauthorization requirements that can cause life-threatening delays.
Most countries spend more than the United States on care, but middle-class and affluent people still bear a substantial portion of the costs.
The United States has no coherent system of long-term care, leading many to struggle to stay independent or rely on a patchwork of solutions.
What happens when you can鈥檛 afford the health care you need? On this episode of 鈥淎n Arm and a Leg,鈥 hear from emergency medicine physician and historian Luke Messac about the history of medical debt collection in the United States.
Supply problems, a high price tag, and bureaucratic obstacles are slowing the distribution of a therapy that can protect infants from the respiratory syncytial virus. That will leave them unnecessarily at risk of hospitalization this winter, pediatricians fear.
The government has proposed that Medicare fully cover preexposure prophylaxis drugs that prevent HIV, a change that could help America catch up with nations in Europe and Africa that are on track to end new infections decades before the U.S. under its current approach.
The law, which takes effect Jan. 1, prohibits out-of-network ground ambulance operators from billing patients more than they would pay for in-network rides. It also caps how much the uninsured must pay.
A new study finds that young people who have been injured by firearms are more prone to psychiatric diagnoses and developing a substance use disorder than kids who have not been shot 鈥 and their families also suffer long-term ill effects.
At a Senate confirmation hearing, former Maryland Gov. Martin O鈥橫alley said he would address hardships the Social Security agency has caused by demanding money back from beneficiaries.
Medicare is expanding access to mental health counselors and marriage and family therapists come Jan. 1. But the belief that seniors who suffer from mental health problems should just grin and bear it remains a troubling barrier to care.
It鈥檚 Obamacare open enrollment season, which means that, for people who rely on these plans for coverage, it鈥檚 time to shop around. With enhanced premium subsidies and cost-sharing assistance, consumers may find savings by switching plans. It is especially important for people who lost their coverage because of the Medicaid unwinding to investigate their options. Many qualify for assistance. Meanwhile, the countdown to Election Day is on, and Ohio鈥檚 State Issue 1 is grabbing headlines. The closely watched ballot initiative has become a testing ground for abortion-related messaging, which has been rife with misinformation. This week鈥檚 panelists are Mary Agnes Carey of 51视频 Health News, Jessie Hellmann of CQ Roll Call, Joanne Kenen of the Johns Hopkins Bloomberg School of Public Health and Politico, and Rachana Pradhan of 51视频 Health News.
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