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Some people don鈥檛 know whether their job-based coverage disqualifies them from federal subsidies to buy policies in online insurance marketplaces.
But for those who hover around the poverty line, a slump can put them into the 鈥渘o help鈥 category in the Carolinas and 21 other states that haven鈥檛 expanded Medicaid coverage.
If a couple wants to transfer health insurance policies, it is often pretty easy because most companies use a calendar-year coverage period. But if one company鈥檚 enrollment is on a different schedule, switching can be problematic.
Even with insurance, high deductibles can put care out of reach.
People who bought coverage on healthcare.gov for this year could likely find cheaper premiums if they shop again.
Proponents of state-based health exchange bill say residents' subsidies are now at risk.
About 10 million people have gained insurance, but there are still several diverse groups of people who won鈥檛 get coverage.
The report credits slower growth in spending for private health insurance, Medicare, hospitals, physicians and clinical services.
Leaburn Alexander works two jobs and has a monster commute. There鈥檚 no wiggle room in his budget to pay a health insurance premium 鈥 and no time even to meet with an enrollment counselor.
More insurers selling Affordable Care Act plans will charge consumers higher rates for medicines that treat multiple sclerosis, hepatitis C and other serious illnesses, Avalere studies say.
Some suggest 鈥渧irtual鈥 state exchanges could be created, but scholars say that鈥檚 not likely to pass legal muster.
The lawsuits brought by the commission, which have raised complaints from business leaders, highlight the lack of clarity in the standards under the Americans with Disabilities Act.
Advocates say many poor seniors who need dialysis and cancer treatments will have few transportation options.
In counties that are adding at least one insurer next year, average premiums for the least expensive silver plan are rising 1 percent on average, compared to 7 percent in counties where the number of insurers is not changing, KHN analysis finds.
HHS says it will provide weekly and monthly snapshots of the signups in the 37 states relying on the federal exchange.
Coming of age can also mean a whopping 58 percent jump in the cost of your insurance.
Paying high-risk employees to buy exchange plans is declared illegal.
KHN鈥檚 consumer columnist answers questions about enrollment under the health law and cautions people not to just go with last year鈥檚 choice.
In some states, insurance plans deviate from Congress鈥 health law compromise.
The new proposed rule would bar such plans that had once qualified under a federal calculator.
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