HMO, PPO, EPO: How’s A Consumer To Know What Health Plan Is Best?
The alphabet soup that distinguishes different types of insurance plans is supposed to help guide consumers, but instead the choices are becoming very confusing.
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The alphabet soup that distinguishes different types of insurance plans is supposed to help guide consumers, but instead the choices are becoming very confusing.
Consumers in most other states have more information about, and control over, health insurance prices and plans.
Some fear helping some people with their bills might keep them from getting government-subsidized insurance plans.
But insurers oppose many of the premium assistance efforts, saying they would lead to sicker enrollees who will raise costs for everyone.
The National Business Group on Health also found, based on 136 large employers' responses, a continued move toward high-deductible, "consumer-directed" plans.
Dr. Robert Galvin, who helps executives at 50 companies purchase health care for employees, tells KHN that workers must become savvier consumers.
KHN's consumer columnist Michelle Andrews explores a divorced mother's efforts to get her ex-husband to keep their sons on his plan, one senior's problems getting Medicare to cover his antibiotic infusion at home and what earnings one reader will have to count when applying for premium subsidies.
Vermont plays the maverick again in trying to be the first state to implement a single-payer health care system.
These plans, which can last from a month to nearly a year, do not guarantee many of the benefits of regular health insurance.
With many of their patients now insured under the law, most W. Va. free clinics are choosing to get paid by Medicaid.
BlueCross BlueShield's near dominance and hospitals' lack of negotiating clout are key reasons Chattanooga has among the lowest priced coverage in the nation.
Cuyahoga County, Ohio, created its own Medicaid program for 28,000 residents. So far, E.R. visits have dropped 60 percent.
A provision of the ACA that could be implemented as early as next year requires employers with more than 200 workers to sign up employees in one of the company's plans. Workers may opt out, however.
Low reimbursement rates cause one doctor to reject two out of three companies selling Affordable Care Act insurance in his state.
Hints of cost spikes matter because much is riding on spending forecasts.
Ballerinas risk injury and high health care costs every time they perform. Allynne Noelle, 32, principal ballerina with the Los Angeles Ballet, says the new health care law offers some relief.
Sandra Lopez, 41, owns Las Fajitas, a popular Mexican restaurant in Newport Beach, Calif. She has to make decisions about health insurance coverage for her family and her business under the Affordable Care Act.
Two top insurance officials in California have competing theories on what's keeping prices in check for 2015.
Florida Blue cites cost impact of older and less healthy adults who use more services.
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