Start Your Exchange Shopping Early, But Don’t Rush To Buy
Health insurance is a complicated product. Understanding how the plans work and picking one that suits someone's needs will take time.
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Q&A With Kentucky Gov. Steve Beshear
Kentucky Gov. Steve Beshear, a Democrat, was an early supporter of building a state exchange where residents without group coverage could buy health insurance. He spoke with KHN correspondent Phil Galewitz last week.
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In Kentucky, Confusion And Misinformation Abound On Eve Of Obamacare Rollout
The only state-run exchange in the South faces challenges from political opponents and an uninformed, skeptical public.
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Three Critical Measures Of Marketplaces’ Impact Could Take Several Years To Assess
Initial reports on enrollment, premium prices and breadth of benefits likely will not reflect long-term prospects.
By Jordan Rau -
Where You Live Determines How Much You Pay For Health Insurance
In several states, consumers in high-cost areas will pay at least 50 percent more for the same type of coverage as those in lower-cost areas.
By Jordan Rau and Julie Appleby -
A Very Quick Guide To Health Insurance Exchanges
For those who are uninsured, the key to satisfying Obamacare's requirement to have health insurance could be the new online marketplaces, which are set to open Oct. 1. Here is a quick guide to what you need to know about them.
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A Reader Asks: What Happens To My Coverage If I Move?
A move to a different area qualifies for a "special enrollment period" to buy a new policy.
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Lessons From The Obamacare Data Dump
Among the insights: Competition lowers prices, options vary widely by location, and insurers think consumers prefer low premiums to low copays and deductibles.
By Jay Hancock -
South Florida Insurance Rates Will Be Among Lowest In State, Report Says
Miami-Dade and Broward County residents who buy health insurance through federally run online marketplaces opening Tuesday will be paying some of the cheapest rates available in Florida, according to federal data released Wednesday.
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Consumer Groups Criticize Anthem’s Narrow Network In Missouri’s Obamacare Marketplace
The insurer touts affordable plans, but the exclusion of some premier hospitals could reduce treatment options for some patients.
By Jay Hancock -
Worried About Costs And Unaware of Help, Californians Head Into New Era of Health Coverage
Survey of 2,000 Californians also finds that many undocumented immigrants mistakenly believe they will be covered.
By Sarah Varney -
Average Obamacare Premiums Will Be Lower Than Projected
Report shows wide variation across the country, with some states that opposed implementation of the health law boasting lower-than-average rates.
By Julie Appleby and Phil Galewitz -
Some Say Obamacare’s ‘Affordable’ Coverage Isn’t Affordable For Them
Moderate-income consumers may get subsidies but will also be required to pay up to 9.5 percent of their income toward monthly premiums, which some say will put coverage out of reach.
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Readers Ask: What Options Do Parents Have To Get Coverage For Their Kids?
Consumer columnist answers questions about getting insurance for children under the health law.
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Swapping COBRA For Obamacare Likely To Be Windfall For Big Business
Experts expect people who are between jobs to gradually transfer to exchanges, a trend projected to save large employers billions in medical claims for ex-employees.
By Jay Hancock -
What Consumers Really Want From An Obamacare Plan
When consultants ran simulations of the exchanges that open for enrollment Oct. 1, they found that price was a major consideration. But so were hospital networks -- more so than retaining doctors.
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A Reader Asks: How Can We Be Sure To Get A Policy That Covers Maternity Care?
Currently many plans sold on the individual market do not provide maternity coverage. But that will change under the health law.
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FAQ: Seniors On Medicare Don’t Need To Apply To The Health Law Marketplaces
The online exchanges that open Oct. 1 are not aimed at Medicare beneficiaries, but the 2010 health law does affect seniors in other ways.
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In Most States, Policies Will be Sold Outside The Health Law Marketplace
Those plans must also provide the same "essential benefits" as the plans set up for the exchanges and have similar out-of-pocket standards.
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Different Types Of Marketplace Plans Expected To Be Available
Number of policies offered will vary depending on the state.
By alley