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When consumers shop for Affordable Care Act plans starting Nov. 1, what they find will depend on their individual circumstances. Call it a tale of two open enrollments. For those who get federal subsidies to help with their premiums, it could be the best of times, with many able to access health insurance that won’t require them to pay any premiums. But on the other side, folks who aren’t eligible for those subsidies—which go to people making 400% of the federal poverty level, around $48,000, or less—will see a far less appealing situation, where they bear the full brunt of rising rates. (Wilde Mathews, 11/1)

The Trump administration’s actions to scale back Obamacare have made it harder and more complicated to find the best health plan. But the pricing chaos has also created great deals for some consumers, who can sign up during open enrollment beginning today. Here’s our advice on how to shop — the best strategy depends on how much you earn. (Sanger-Katz and Park, 11/1)

Here's what's new, what's the same, and some important points to consider when searching for 2018 coverage. (Murphy, 11/1)

Open enrollment for ObamaCare begins on Wednesday, opening a new chapter in what has been a tumultuous year for the health-care law.  The frenzy over health care this year has stoked public confusion about ObamaCare, with some people erroneously stating in polls that the law has been repealed or that they no longer have to pay a fine for not having insurance. (Hellmann, 11/1)