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Morning Briefing

Summaries of health policy coverage from major news organizations

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Thursday, Jan 2 2020

Full Issue

Desperate Americans Turn To Cost-Sharing Ministries, But There's No Legal Guarantee Their Claims Will Be Covered

These Christian nonprofit groups offer far lower rates because they are not classified as insurance and are under no legal obligation to pay medical claims. But many of those who buy into them don't fully realize that their claims don't have to be met and are left facing sky-high medical bills alone. In other health care cost and insurance news: geographical disparities in prices and medical debt.

Eight-year-old Blake Collie was at the swimming pool when he got a frightening headache. His parents rushed him to the emergency room only to learn he had a brain aneurysm. Blake spent nearly two months in the hospital. His family did not have traditional health insurance. 鈥淲e could not afford it,鈥 said his father, Mark Collie, a freelance photographer in Washington, N.C. Instead, they pay about $530 a month through a Christian health care sharing organization to pay members鈥 medical bills. (Abelson, 1/2)

The ministries aren't insurance even if they seem to work in a similar way. And the plans, which often require members to agree to live in alignment with Christian principles, often have a lot of limits 鈥 a yearly spending cap, limited to no coverage for preexisting conditions, and a denial of treatments seen as a violation of faith, such as a pregnancy for unmarried people. Still, their popularity has been growing.聽(Woodruff, 12/24)

Past KHN coverage: 鈥楽ham鈥 Sharing Ministries Test Faith Of Patients And Insurance Regulators

Why does health care cost so much more in the United States than in other countries? As health economists love to say: 鈥淚t鈥檚 the prices, stupid.鈥 As politicians continue to lament the system鈥檚 expense, and more Americans struggle to pay the high and often unpredictable bills that can accompany their health problems, it鈥檚 worth looking at just how weird our prices really are relative to the rest of the world. (Sanger-Katz, 12/27)

Shortly after Deb Genetin was diagnosed with colon cancer in November 2018, she was told she couldn鈥檛 have the surgery that eventually would end up saving her life 鈥 all because of costs. A medical technician at Mercy Health in Springfield walked into the room, right after a surgeon had explained what to expect in surgery, and said 鈥渇inancing isn鈥檛 in place,鈥 Genetin said. ...Genetin said she applied for financial aid through Mercy Health to help offset the costs of the surgery but received a rejection letter in the mail last Christmas Eve. (Henry, 12/31)

Kaiser Health News: 鈥楢n Arm And A Leg鈥: Tradition Grows Into $1 Million Gift For People In Medical Debt聽

Every year 鈥 for decades 鈥 the Buehler family and friends have organized a softball tournament in the Cincinnati, Ohio, area to raise money for someone with big medical expenses. 鈥淚t鈥檚 like a holiday for us in the family,鈥 Ed Buehler, 40, said. 鈥淵ou know, another one that just happens to come in July.鈥 The tournament started in 1980 as a fundraiser for Ed鈥檚 dad, Denny Buehler, who was battling leukemia and needed to travel to Seattle for treatment. The tournament typically raises about $10,000 each year. (Weissman, 12/16)

This is part of the Morning Briefing, a summary of health policy coverage from major news organizations. Sign up for an email subscription.
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